Retirement hack: 3 simple steps to help you get rich and retire early

first_img Image source: Getty Images. See all posts by Peter Stephens I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Planning for retirement can be a challenging process. However, buying shares for the long term, rather than holding cash or bonds, could mean that you enjoy higher returns which bring retirement a step closer.Moreover, by adopting a value investing strategy that enables you to capitalise on the cyclicality of the stock market, you can boost your returns.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Furthermore, with there being a number of sectors that appear to offer strong growth prospects in the long run, now could be the right time to start planning for your retirement.Asset classesWhile holding cash and investing in bonds may be less risky options compared to the stock market, shares can produce relatively high returns in the long run. In fact, indexes such as the S&P 500 and FTSE 100 have recorded high single-digit annual total returns over the long run. By contrast, low interest rates at the present time mean that cash and bonds may fail to deliver a significant positive real-terms return.As such, if you have a long time period until you aim to retire, focusing your capital on the stock market could be a sound move. It may produce more volatile returns in the short run – as the recent stock market pullback highlights – but could increase your chances of retiring early.Market cyclicalityAdopting a value investing strategy may enhance your overall returns. Value investors such as Warren Buffett have sought to capitalise on the cyclicality of the stock market through buying during downturns. Such periods occur on a surprisingly regular basis, with investor sentiment being subject to major change without prior notice.Through buying high-quality shares while they trade on low valuations, you may be able to obtain a favourable risk/reward ratio which improves your chances of retiring early. Certainly, such a strategy can lead to paper losses in the short run. But by focusing on the long run and buying while other investors are concerned about the short term prospects for the stock market, you can increase the future value of your retirement nest egg.Growth sectorsDetermining which sectors will produce high returns in the long run is challenging. After all, nobody knows what the global economy will look like in the coming years, or how it will perform.However, a number of sectors currently appear to offer as relatively high chance of delivering impressive returns due to their favourable outlooks. For example, healthcare is likely to enjoy high levels of demand due to a rising and ageing world population. Similarly, online retail seems to be becoming increasingly popular in a wider range of economies, while sectors such as financial services appear to offer stocks that trade on wide margins of safety in many cases.Through investing in sectors that seem to offer favourable risk/reward ratios, you can increase your chances of building a retirement portfolio which grows at a relatively fast pace and enables you to enjoy financial freedom in older age. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares Peter Stephens | Monday, 9th March, 2020 “This Stock Could Be Like Buying Amazon in 1997” Retirement hack: 3 simple steps to help you get rich and retire early Enter Your Email Address Simply click below to discover how you can take advantage of this.last_img read more

Jane Alexander honored by Radcliffe

first_imgJane Alexander, actor and arts advocate, will be awarded the Radcliffe Medal on Friday, Radcliffe Day 2013. The medal is given to individuals whose life and work have significantly and positively influenced society.The Radcliffe Institute for Advanced Study will celebrate the arts with a morning panel that unites leaders across the visual arts, writing, music, and theater. It will be immediately followed by the annual Radcliffe Day lunch, featuring an address by Alexander.Dean Lizabeth Cohen will present the Radcliffe Medal to Alexander in honor of the courage she has shown as an actor and as a champion for the arts during her tenure as the head of the National Endowment for the Arts (NEA) from 1993 to 1997. Alexander’s acting roles — including “The Great White Hope,” which confronted race and segregation in the Jim Crow era, “All the President’s Men,” and “Kramer vs. Kramer” — have earned four Oscar nominations, seven Tony nominations and one win, and nine Emmy nominations and two wins. As the first working artist to chair the NEA, Alexander fought to protect arts funding in the 1990s when it came under fire by Congress.“For the arts to thrive and contribute to the quality of Americans’ private and public lives, we need bold and passionate leaders,” said Cohen. “Jane Alexander’s work as an actor and as an advocate provides a model for how one individual can raise national consciousness about the critical role the arts play in shaping ideas and advancing creative thinking. We celebrate the power of the arts at Radcliffe throughout the year and especially on Radcliffe Day this year.”The panel, titled “From Artist to Audience,” will feature five individuals who will discuss the challenges they face as artists — and that the United States faces as a society — in garnering the support needed to bring art to audiences.Diane Paulus ’88, artistic director at the American Repertory Theater (A.R.T.) and a professor of the practice of theater in Harvard University’s English Department, will moderate. At the A.R.T., her groundbreaking work, including “The Gershwins’ Porgy and Bess” and “Prometheus Bound.”The five panelists:Poet, essayist, playwright, and teacher Elizabeth Alexander, RI ’08, who composed the poem “Praise Song for the Day” and delivered it at the 2009 inauguration of President Barack Obama, is the chair of the Department of African American Studies at Yale University.Painter Beverly McIver, RI ’03, who produces art that consistently examines racial, gender, and social identity, is a professor of art at North Carolina Central University. She and her sister Renee were the focus of the 2012 documentary “Raising Renee,” directed by Jeanne Jordan, BI ’93, RI ’03. Jordan met McIver in 2003 at the Radcliffe Institute when they were both fellows.Mark Robbins, RI ’03, is the executive director of the International Center of Photography, an institution dedicated to the practice and understanding of photography in all its forms. He is an artist who uses photography to examine people and their built environment. Previously, Robbins was the dean of Syracuse University’s School of Architecture and served as the director of design at the NEA.Augusta Read Thomas, BI ’91, is among the world’s most accomplished and original contemporary composers. The American Academy of Arts and Letters cited the “unbridled passion and fierce poetry” embodied in her works and recognized her as “one of the most recognizable and widely loved figures in American music.”On Radcliffe Day, hundreds of alumnae/i, fellows, and friends gather to build on the legacy of Radcliffe College and to celebrate the Radcliffe Institute’s dedication to sharing transformative thinking, supporting innovative research, and advancing ideas that illuminate our world.last_img read more

TALE OF PAPA NICK WINS $58,000 SANTA ANITA ALLOWANCE VIA DISQUALIFICATION; ‘PAPA,’ RIDDEN BY VALDEZ, IS CONDITIONED BY BALTAS

first_img–30– ARCADIA, Calif. (April 24, 2015)–Second, beaten a head in a driving four-horse finish, Nick Cafarchia’s homebred Tale of Papa Nick won Friday’s $58,000 allowance feature at Santa Anita via disqualification, as the original winner, Gouyen, who covered 6 ½ furlongs down the hillside turf course in 1:14.60, was taken down for a bumping incident at the top of the lane. Tale of Papa Nick showed the way down the hill under Felipe Valdez and was well clear of the incident which occurred between the first place finisher and eventual fifth place runner, Desert Steel.“Once in a while, you get lucky,” said Cafarchia, who has owned Thoroughbreds for “about 35 years.” Trained by Richard Baltas, Tale of Papa Nick, who was off at 6-1 in a field eight fillies and mares, paid $14.40, $7.20 and $4.80. A 4-year-old California-bred daughter of Papa Clem, Tale of Papa Nick came off a sixth place run going a mile on turf March 19, and she broke her maiden over the course two starts back on Feb. 26. She now has two wins from five starts and with the winner’s share of $34,800, she now has earnings of $83,348.“She doesn’t relax very well,” said Baltas of the winner, who carved out splits of 21.54, 44.47 and 1:08.40. “So we tried her a mile and it was too much for her, so we kept her down the hill today. I’m looking forward to Del Mar with her. I was hoping they would take Gouyen down, but you never know. He bumped a few around but I’ve seen them leave horses up that did that too, so…It was a double win for me though, because I got moved up to third (with Chaulk O Lattey) as well.”Ridden by Tiago Pereira, Sidepocket Run had one horse beat after a half mile, was caught six wide turning for home and made a steady late gain to run third, beaten a pair of heads. Off at 5-1, she was moved up to second on the disqualification and paid $6.20 and $4.00.Ridden by Gary Stevens, Chaulk O Lattey was mid-pack turning for home and finished a nose behind Sidepocket Run. Off as the 5-2 favorite, Chaulk O Lattey was moved up to third and paid $3.00 to show.Gouyen, who was full of run in second position crossing the dirt at the top of the stretch, shifted outward under Santiago Gonzalez, bumping Desert Steel and Tyler Baze. As a result, the stewards disqualified Gouyen from the win and placed her fifth.First post time for a nine-race card on Saturday is at 12:30 p.m. Admission gates open at 10:30 a.m. ORIGINAL WINNER GOUYEN IS PLACED FIFTH FOR BUMPING INCIDENT AT TOP OF STRETCHlast_img read more

Welcome home, Rolene

first_img19 December 2014A new South African hero was born as Rolene Strauss was crowned Miss World on Sunday, 14 December 2014 in London.The 22-year-old beat 120 international contestants each deemed not only the most beautiful in their home countries, but a shining example of what it meant to be a modern woman.Strauss will be arriving back home from London at 10am on Saturday, 20 December, at OR Tambo International Airport. Her triumph, as with many other proudly South African moments, is a critical element of our nation-building and social cohesion objectives.Strauss is the first Miss World to come out of South Africa since 1974, and the very first in the democratic dispensation and indeed she deserves a rousing welcome from all South Africans.Sun International and Cell C, in partnership with the Department of Sports and Recreation, Lead SA, Brand South Africa and OR Tambo airport invite the public to be a part of this historical moment, and calls on everyone to ensure a deserved hero’s welcome for Strauss.Bring posters, banners, South African flags and vuvuzelas to give her a proudly South African welcome at OR Tambo International Airport, International Arrivals terminal.The Gautrain is giving away 100 return tickets to the airport for 100 lucky winners to get to the welcome. Follow @lead_sa on Twitter for details on how to win.SAinfo reporterlast_img read more

Finals MVP Durant keeps launching shots, eager to be better

first_imgDon’t miss out on the latest news and information. Brace for potentially devastating typhoon approaching PH – NDRRMC Frontrow holds fun run to raise funds for young cancer patients  BSP sees higher prices in November, but expects stronger peso, low rice costs to put up fight MOST READ Fire hits houses in Mandaluyong City Kevin Durant out with Achilles injury; to undergo MRI on Tuesday PLAY LIST 03:12Kevin Durant out with Achilles injury; to undergo MRI on Tuesday01:43Who are Filipinos rooting for in the NBA Finals?02:25Raptors or Warriors? PBA players take their pick of NBA champ01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Typhoon Kammuri accelerates, gains strength en route to PH Durant’s new deal earns him approximately $53 million over the next two years and includes a player option for year two. His willingness to be flexible allowed the Warriors to re-sign Curry for $201 million over five years and 2015 Finals MVP Andre Iguodala to a three-year contract with $48 million guaranteed, among all the other reliable returners.Durant repeatedly curses when he misses during those heated post-practice shootouts with Curry. They rarely keep an official count on made shots or track who wins.“I honestly don’t know exactly what the standings are when it comes to that but we always challenge each other,” Curry said. “I think the best thing about it is we both get mad when we miss a shot because you know in that competition that we have if you miss a shot you’re probably going to end up losing whatever spot or whatever drill you’re doing. Every shot’s important, which for us can transition into the game because you have that certain focus and expectation that you’re going to make every shot. Put a little bitof pressure on yourself while you can in practice in these situations.”For Durant, it’s all about getting better alongside the shooter he considers the world’s most accurate.“I’m just coming into work every day trying to get better and I’m going home afterward,” Durant said. “It’ssimple. Just try to simplify it, so I get my work in and go home. … I don’t even remember last year.”Durant is far more comfortable this preseason.ADVERTISEMENT Read Next The NBA Finals MVP wants more from himself. He thinks about it when he’s sitting on his couch at home.Beginning his 11th NBA season at age 29 and fresh off his first career championship, Durant is as determined as ever.In his second season with the Golden State Warriors, he is challenging himself to do everything better, down to setting great screens to get teammates open.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutout“I just want to keep doing the same things,” Durant said. “If I’m making five out of my 10 shots a night, I can see if I can try to make 5 1/2 or six shots a night. I guess that’s just the next challenge that I have for myself, just continue to do the small things with my game as far as my rhythm, catching and shooting, dribbling, one-dribble pull-ups, post-ups, all that type of stuff that goes into me being the scorer that I am. I’ve got to work on that every day, make sure that doesn’t fall by the wayside because if I take two or three days off from doing that stuff I’m right behind. I can’t take days off because I’m not physically as big and strong as a lot of guys that can use their bodies. I’ve got to rely on my skill a little bit more.”He sure delivered on basketball’s biggest stage just four months ago, then — as promised — accepted a pay cut so general manager Bob Myers could keep the roster largely intact for repeat run. LOOK: Loisa Andalio, Ronnie Alonte unwind in Amanpulo for 3rd anniversary NBA: Curry to pick Dubs teammates if picked as All Star game captain LATEST STORIES FILE – In this Sept. 22, 2017, file photo, Golden State Warriors’ Kevin Durant poses for photos during the NBA basketball team’s media day in Oakland , Calif. Beginning his 11th NBA season at age 29 and fresh off his first career championship, Durant is as determined as ever. (AP Photo/Marcio Jose Sanchez, FIle)OAKLAND, Calif. — Fatigued after a long flight home from China, Kevin Durant knocked down one baseline 3-pointer after another — making 21 of 22 and 19 straight before finally another miss had him hollering in frustration over the blaring music.Stephen Curry wasn’t even pushing him this time in one of their thrilling competitions — just KD and a couple of capable rebounders.ADVERTISEMENT Nonong Araneta re-elected as PFF president Kammuri turning to super typhoon less likely but possible — Pagasa The constant scrutiny about why he left Oklahoma City to join a super team and the questions on how the Warriors could possibly share the ball so many ways have subsided at last. He has settled in beautifully to the Bay Area. The music and low-key vibe at team headquarters are now familiar.Yes, Durant is at ease.“Oh, yeah. Last year he was trying to figure out what the hell we were doing and this year he’s totally dialed in, understands the concepts,” coach Steve Kerr said, “comfortable in his surroundings, not only on the floor but off. He’s a different guy this year. … It took a couple months for him to get comfortable with our style of play more than anything. It’s one thing to memorize a play, it’s another thing to feel comfortable with the concepts of what you’re trying accomplish every time down the floor. Then there’s a lot of little nuances within that. I thought it took him a couple months, then he figured it out and he was off and running.”Teammates can’t wait to see what Durant does next.Iguodala appreciates greats like Vince Carter and Tracy McGrady but will put Durant at the top.“In my opinion KD is the most talented I’ve ever seen. There have been some other talented guys though, but he’s gotten the most out of his talent, just like TMac and Vince,” Iguodala said. “There are a lot of guys who are talented and they don’t even make it to the pros. I’m saying KD is most talented because he’s maximized his talent. He’s still got more room to go, so I believe he’s still grinding to get there.”From Day One, Durant showed he’s a difference-maker.“There’s a lot of stuff I’ve been thinking about,” he said, “and I’m just trying to take it all in and get better.” View commentslast_img read more

17 days agoAgent of Marco Silva confident he can be successful at Everton

first_imgAgent of Marco Silva confident he can be successful at Evertonby Paul Vegas17 days agoSend to a friendShare the loveThe agent of Everton boss Marco Silva remains confident he can be successful at Goodison Park.Everton currently occupy a position in the relegation zone following defeat to Burnley on Saturday and Newcastle United’s victory over Manchester United the following day. Carlos Goncalves told Record: “Any coach depends on the results. “We signed a three-year contract and football, with the entry of investors, makes us want immediate success, when success is actually built gradually.”The English coaches, who [managed] 10-15 years at the same club, disappeared.”Goncalves also opened up on Silva’s original move to Hull City in 2017.”Marco always had that ambition and hence took the risk, gambled in January and went to the condemned Hull City,” he added.”The club eventually were relegated but the work he did was unanimously well received. So he had four invitations to stay in the Premier League and moved to Watford.”I think all coaches have this ambition, because it is the most competitive championship in the world and where the best are.” TagsTransfersAbout the authorPaul VegasShare the loveHave your saylast_img read more

Video Showing Woman Stealing Vegetable Steamer From Kid Is Insane But Likely Fake

first_imgA woman steals from a kid on Black Friday.viral video black friday woman steals from kidThe video you’ll see below, which was “reportedly” shot during Black Friday, seems too crazy to be real. But it’s going viral, and since you’re going to wind up seeing it anyway, we figured we’d show it to you. We realize that it has nothing to do with college sports.The clip, which supposedly was shot in Saginaw, Michigan, shows a number of shoppers violently battling for vegetable steamers. An adult woman steals one from a kid and gets pummeled by the child’s mother.Given the fact that we’re talking about vegetable steamers, this sounds like the work of Jimmy Kimmel, but it’s hard to be sure. Either way, enjoy:last_img

Annual pace of inflation slows to 22 per cent in September Statistics

first_imgOTTAWA – The annual pace of inflation slowed more than expected in September as increases in the price of gasoline continued to ease.Statistics Canada said Friday the consumer price index in September was up 2.2 per cent from a year ago compared with a year-over-year increase of 2.8 per cent in August.Economists had expected the September figure to come in at 2.7 per cent, according to Thomson Reuters Eikon.The inflation report comes ahead of the Bank of Canada’s rate decision next week when it will also update its forecast for the economy in its monetary policy report.The central bank, which aims to keep inflation within a target range of one to three per cent and adjusts its interest rate target to help achieve that goal, is expected to raise its key interest rate target, which sits at 1.5 per cent, by a quarter of a percentage point.TD Bank senior economist James Marple said the softer-than-expected inflation report did little to alter TD’s expectation that the Bank of Canada will raise rates next week.“I don’t think one month of soft price growth is going to change the Bank of Canada’s mind on a rate hike,” he said.Marple said the new U.S.-Mexico-Canada Agreement removed a key risk for the economy, but added challenges such as high household debt remain.“There’s still are some underlying risks that have always been there and maybe weren’t in the spotlight because we were all focused on trade,” he said.“We have very high household debt levels. We have mortgage rates that have been increasing and will continue to increase even with very little action from the Bank of Canada.”Statistics Canada said prices were up in all eight major components for the 12 months to September.The transportation index, which includes gasoline, was up 3.9 per cent in September compared with a 7.2 per cent move in August as gasoline prices last month were up 12 per cent compared with a 19.9 per cent increase in August.However, the transportation group remained the largest contributor to the overall year-over-year increase in the index.Food prices were up 1.8 per cent, while shelter costs rose 2.5 per cent. Alcoholic beverages and tobacco products were up 4.4 per cent.Bank of Montreal chief economist Doug Porter noted the price of air fares, while up 7.4 per cent from a year ago, fell 16.6 per cent compared with the previous month. Hotel rates were also down 5.2 per cent compared with a year ago.“With travel tours also down 3.2 per cent, that meant that tourism overall got a lot cheaper in Canada last month,” Porter wrote in a brief report, adding that vehicle prices were up just 0.7 per cent on a year-over-year basis.“All of these soft sectors combined to clip core inflation as well, although the easing there was much less dramatic than in the headline tally,” Porter said.The average of the three measures of core inflation, which look to strip out more-volatile items like gas prices and are closely scrutinized by the Bank of Canada, was 2.0 per cent in September compared with 2.1 per cent in August.In a separate report, Statistics Canada said retail sales fell 0.1 per cent in August to $50.8 billion as sales moved lower in seven of 11 of the subsectors tracked by the agency.Sales at gasoline stations were down 2.0 per cent, while clothing and clothing accessories stores fell 1.2 per cent. Motor vehicle and parts dealers saw sales increase 0.8 per cent.Retail sales in volume terms were down 0.3 per cent.last_img read more

Fort Motors building being demolished

first_imgFORT ST. JOHN, B.C. — It’s officially the end of an era in Fort St. John after WL Construction crews began demolishing the old Fort Motors building on 100th Street this morning.Fort Motors was founded at the corner of 100th Street and 96th Ave. by Wally and Opal Gentles on January 2nd, 1961. The couple’s son Brian purchased the Ford dealership from his parents in 1993, and oversaw its move to its present location on Alaska Road in 2006. Since then, Gentles has allowed area non-profit organizations to use the vacant building for anything from storage to dance lessons. Though he sold Fort Motors in 2016, Gentles still owns the lot where the dealership stood for 45 years. He said that the building is now past its useful lifespan, and has decided to knock the building down in order to start the environmental cleanup of the lot.  Gentles said that from the time the backhoe first hit the building, it only took 45 minutes to reduce it to a pike of rubble. He added that the full cleanup will likely take at least several days as the building’s material is sorted and properly disposed of.According to Gentles, the vast majority of the environmental reclamation will need to be done to address contamination from a gas station that used to sit on the lot. He explained that though the fuel tanks were removed some years ago, the site will still need to be cleaned up before any new development can be done.Gentles added that he doesn’t have any future plans to develop the site and that has hasn’t gotten any offers to buy the property, but that he won’t likely be responsible for getting the site developed.last_img read more