“Our steering panel is pleased to see government bring forward a strategy that reflects what we heard from four panels of expertise and input from Nova Scotians,” said retired Chief Justice Constance Glube, steering panel chair. “It reflects a commitment to changing the status quo, and the necessary balancing to ensure healthy and sustainable natural resources for future generations.”Other panel members were Joe Marshall and Allan Shaw. The province’s natural resources strategy and action plan is available at www.gov.ns.ca/natr . improve legislation, including laws that help manage biodiversity, forest regulations, and the Mineral Resources Act provide job training for the forestry sector develop a Code of Practice, a set of principles, guidelines and technical recommendations for the sustainable management of Nova Scotia’s forests review and reallocate resources so more species at risk can be recovered conduct research into how to best reclaim land affected by mining operations help publish a Mi’kmaq interpretative plan for provincial parks to increase awareness and understanding of Mi’kmaq heritage and culture carry out a detailed visitor survey to collect information on the park system Nova Scotia’s natural resources strategy will improve resource management and sustainable practices in the province, while creating good jobs. “The strategy is a balanced approach to natural resources management, inspired by a vision of a sustainable and prosperous future — a vision described to us by Nova Scotians and reflected in jobsHere, the province’s economic plan,” said Charlie Parker, Minister of Natural Resources. Our Path to Share, A Natural Resources Strategy for Nova Scotia, 2011–2020, released today, Aug. 16, was guided by an independent steering panel. More than 2,000 Nova Scotians provided input into the strategy, as well as more than 700 written submissions. The strategy will be a guide for improved management of Nova Scotia’s biodiversity – the complex mix of all living things – and of forests, geological resources and provincial parks. The province has accepted the steering panel’s 26 recommendations and has already begun implementing the strategy. A companion document, From Strategy to Action, lays out how the strategy will begin to be implemented over the next 24 months. It includes actions to:
New Delhi: It was a hot morning in Delhi on Tuesday with the minimum temperature settling at 30 degrees Celsius, two notches above the normal. The weatherman has forecast cloudy sky with light rain or drizzle later in the day, which is likely to bring some relief form the heat. The humidity in the morning was recorded at 50 per cent. The maximum temperature is likely to settle at 40 degrees Celsius, a meteorological department official said. The maximum and minimum temperature on Monday were recorded at 41.6 and 30.6 degrees Celsius respectively.
A special gift for the non-profit group Chic Geek Wednesday as the province came through with a $47,000 grant.The purpose of Chic Geek is to reverse the trend of women leaving careers in technology and to encourage their efforts.Minister for the Status of Women Stephanie McLean said it’s something she wholeheartedly supports.“We do know that more women are getting their university degrees but unfortunately, the gender pay gap still exists and women are leaving their careers, we know that, part way through in numbers much higher than men are,” she said.The grant also marks this week’s celebration of Ada Lovelace Day.Lovelace is recognized as the first computer programmer.
OTTAWA – The annual pace of inflation slowed more than expected in September as increases in the price of gasoline continued to ease.Statistics Canada said Friday the consumer price index in September was up 2.2 per cent from a year ago compared with a year-over-year increase of 2.8 per cent in August.Economists had expected the September figure to come in at 2.7 per cent, according to Thomson Reuters Eikon.The inflation report comes ahead of the Bank of Canada’s rate decision next week when it will also update its forecast for the economy in its monetary policy report.The central bank, which aims to keep inflation within a target range of one to three per cent and adjusts its interest rate target to help achieve that goal, is expected to raise its key interest rate target, which sits at 1.5 per cent, by a quarter of a percentage point.TD Bank senior economist James Marple said the softer-than-expected inflation report did little to alter TD’s expectation that the Bank of Canada will raise rates next week.“I don’t think one month of soft price growth is going to change the Bank of Canada’s mind on a rate hike,” he said.Marple said the new U.S.-Mexico-Canada Agreement removed a key risk for the economy, but added challenges such as high household debt remain.“There’s still are some underlying risks that have always been there and maybe weren’t in the spotlight because we were all focused on trade,” he said.“We have very high household debt levels. We have mortgage rates that have been increasing and will continue to increase even with very little action from the Bank of Canada.”Statistics Canada said prices were up in all eight major components for the 12 months to September.The transportation index, which includes gasoline, was up 3.9 per cent in September compared with a 7.2 per cent move in August as gasoline prices last month were up 12 per cent compared with a 19.9 per cent increase in August.However, the transportation group remained the largest contributor to the overall year-over-year increase in the index.Food prices were up 1.8 per cent, while shelter costs rose 2.5 per cent. Alcoholic beverages and tobacco products were up 4.4 per cent.Bank of Montreal chief economist Doug Porter noted the price of air fares, while up 7.4 per cent from a year ago, fell 16.6 per cent compared with the previous month. Hotel rates were also down 5.2 per cent compared with a year ago.“With travel tours also down 3.2 per cent, that meant that tourism overall got a lot cheaper in Canada last month,” Porter wrote in a brief report, adding that vehicle prices were up just 0.7 per cent on a year-over-year basis.“All of these soft sectors combined to clip core inflation as well, although the easing there was much less dramatic than in the headline tally,” Porter said.The average of the three measures of core inflation, which look to strip out more-volatile items like gas prices and are closely scrutinized by the Bank of Canada, was 2.0 per cent in September compared with 2.1 per cent in August.In a separate report, Statistics Canada said retail sales fell 0.1 per cent in August to $50.8 billion as sales moved lower in seven of 11 of the subsectors tracked by the agency.Sales at gasoline stations were down 2.0 per cent, while clothing and clothing accessories stores fell 1.2 per cent. Motor vehicle and parts dealers saw sales increase 0.8 per cent.Retail sales in volume terms were down 0.3 per cent.
VANCOUVER, B.C. — LNG Canada CEO Andy Calitz said today at a forum in Vancouver that his company is preparing final investment documents with plans to start construction on a proposed liquified natural gas export terminal near Kitimat later this year.Business in Vancouver reporter Nelson Bennett tweeted earlier today that Calitz spoke at the Globe Forum 2018 at the Vancouver Convention Centre and said that LNG Canada is preparing final investment documents for the project, with the plan to start construction some time in 2018. Direct quote: “At the time (2016) we said we wanted to be in construction in 2018. My answer remains unchanged.” https://t.co/bJwNJt0VmB— Nelson Bennett (@nbennett_biv) March 15, 2018Energeticcity.ca has attempted to reach out to an LNG Canada spokesperson, though phone calls have not been returned. Resource Works executive director Stewart Muir said that he heard Calitz speak last fall, saying that a year from then he anticipated announcing some good news.“If within that timeframe he has come forward today to indicate that they’re going to be spending in anticipation of the F.I.D., that is a major development. I think it means that the upstream side in the Peace is going to be very excited. I’ve heard that everyone’s working around Fort St. John right now, that it’s a very brisk period. This is a good time for someone to start a project because they’ll be looking for that labour from the labour pool. Maybe they’re starting to see that things are picking up generally and they better get going.”The day after his government came to power last June, B.C. Premier John Horgan stated that LNG Canada’s proposed project had the support of his party, something he echoed in January at the Premier’s B.C. Natural Resource Forum in Prince George. While speaking with Muir at the forum, Horgan said that he imagined the potential for as many as several LNG export facilities to be built in B.C. over the next few years. Andy Calitz, CEO for LNG Canada, tells #GLOBEforum plan is to start construction on Kitimat project 2018, FID documents being prepared.— Nelson Bennett (@nbennett_biv) March 15, 2018Quoting Calitz directly, Bennett said in a follow-up tweet that the LNG Canada CEO stated two years ago that his company wanted construction to have started on the project some time this year, and that those plans remain unchanged.
New York eyes textalyzer to bust drivers using cellphones FILE – In this May 31, 2013 file photo, New York Gov. Andrew Cuomo speaks during a news conference to announce the increase in penalties for texting while driving in New York. New York state is set to study the use of a device known as the “textalyzer” that would allow police to determine whether a motorist involved in a serious crash was texting while driving. Cuomo announced Wednesday, July 26, 2017, that he would direct the Governor’s Traffic Safety Committee to examine the technology, as well as the privacy and constitutional questions it could raise. (AP Photo/Frank Franklin II, File) by David Klepper, The Associated Press Posted Jul 26, 2017 8:35 am MDT Last Updated Jul 26, 2017 at 8:40 pm MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email ALBANY, N.Y. – Police in New York state may soon have a high-tech way of catching texting drivers: a device known as a textalyzer that allows an officer to quickly check if a cellphone has been in use before a crash.Democratic Gov. Andrew Cuomo on Wednesday directed the Governor’s Traffic Safety Committee to examine the technology and the questions about privacy and civil liberties its use would raise.“Despite laws to ban cellphone use while driving, some motorists still continue to insist on texting behind the wheel — placing themselves and others at substantial risk,” Cuomo said in a statement first reported by The Associated Press. “This review will examine the effectiveness of using this new emerging technology to crack down on this reckless behaviour and thoroughly evaluate its implications to ensure we protect the safety and privacy of New Yorkers.”The device is called the textalyzer because of its similarity to the Breathalyzer, which is used to identify drunken drivers. Once plugged into a person’s phone for about a minute, it will indicate whether a motorist was texting, emailing, surfing the web or otherwise using his or her cellphone before a serious crash.Supporters of the technology say the officer would not be able to access personal information on the phone, such as pictures, emails or web browsing history.The technology is still some months away from being ready, according to Cellebrite, the Israel-based tech company developing the device.Digital privacy and civil liberties groups already have questioned whether the technology’s use would violate personal privacy, noting that police can already obtain search warrants if they believe information on a private phone could be useful in a prosecution.Many security experts are skeptical when it comes to promises that the textalyzer would only access information about phone usage, and not personal material, according to Rainey Reitman, of the Electronic Frontier Foundation, a non-profit organization that advocates for civil liberties when it comes to digital technology.“I am extremely nervous about handing a cellphone to a law enforcement officer and allowing them in any way to forensically analyze it,” she said. “This is a technology that is incredibly problematic and at the same time is unnecessary. There are already legal avenues for a police officer.”Westchester County resident Ben Lieberman lost his 19-year-old son Evan Lieberman to a fatal car crash in 2011 and later discovered the driver of the car his son was in had been texting while driving. He’s now a leading advocate for the textalyzer and has worked with Cellebrite on the project. He said he understands concerns about privacy but they’re unfounded, noting the device would only tell police whether a driver had been breaking the law.“A Breathalyzer doesn’t tell you where you were drinking, or whether it was vodka or Jack Daniels, just that you were drinking,” he said. “This is the right balance between public safety and privacy.”Count Emily Boedigheimer as a supporter of the idea. The Albany area resident said she’s fine with police using a textalyzer, as long as there are rules about what police would be able to see.“If you’re texting and driving you’re breaking the law and you’re risking people’s lives,” she said during a lunchtime walk in downtown Albany on Wednesday. “Why can’t you wait, or pull over, to make that one call or read your texts?”The committee will hear from supporters and opponents of the technology, law enforcement officials and legal experts before issuing a report, Cuomo’s office said. Particular areas of focus will include the effectiveness of the technology, constitutional and legal issues and how the device would be used in practice.Sen. Terrence Murphy, a Westchester County Republican, this year sponsored legislation that would have set out rules for the use of the textalyzer. The bill didn’t get a full vote, but Murphy said he believes it’s only a matter of time before New York and other states adopt the technology.“It’s not if, it’s when,” he said. “This will literally save lives.”Under Murphy’s bill, motorists who refuse to hand over their phones to officers could have their licenses suspended.Twelve people were killed and 2,784 were injured in cellphone-related crashes in New York state from 2011 to 2015, according to figures from the Institute for Traffic Safety Management and Research. State statistics show 1.2 million tickets for cellphone violations were issued in that period.
The Houston Astros fired manager Bo Porter on Monday, bringing an end to his two-season tenure with the club.The move would seem to be an easy call, judging from the Astros’ record under Porter. Among those with at least 300 career games managed, only seven managers in the history of Major League Baseball had a lifetime winning percentage worse than Porter’s .367 mark. But Porter also took over during the worst four-season stretch in the Astros’ history. (His predecessor, Brad Mills, also has the 14th-worst career record of any manager with 300-plus games.) The team won fewer than 60 games in each of the two seasons before Porter arrived in Houston, hitting its nadir with 51 wins in Porter’s first year. But Porter’s Astros were greatly improved this season and are on pace to win about 70 games.There’s evidence that coaches and managers are fired not on the basis of absolute performance — rather, their employment depends on whether they beat expectations. And by that standard, Porter did a pretty great job this season. Putting aside that much of a manager’s perceived ability to coax good or bad years out of his players is little more than random variation, a 70-win campaign from this Astros team was fairly unexpected.Before the season, FiveThirtyEight presented projected wins for every MLB team, according to ESPN’s forecasting panel, which uses the wisdom of crowds to make predictions. On average, the panel expected the Astros to win 62.6 games, which was a number in line with sources such as Las Vegas’s over/under win totals. Traditionally, such forecasts have had a standard error of about nine wins in either direction, so the Astros would have only had about a 21 percent chance of winning 70 or more games this year. They essentially had a season in the 79th percentile of all possible expected outcomes, which ranks sixth in all of baseball.There are, of course, other factors that can determine a manager’s continued employment beyond outperforming expectations. ESPN’s David Schoenfield suggests that Porter was always just a placeholder during the Astros’ prolonged rebuilding process, destined to be cast aside when the team was ready to move out of MLB’s basement. (There have also been reports of philosophical differences between Porter and the team’s front office.) But if he is to be judged on what the Astros accomplished this year — both relative to preseason expectations and where the franchise had been over the previous three seasons — Porter should have been commended, not fired.CORRECTION (Sept. 2, 12:24 p.m.): A previous version of this article listed the projected wins for every team based on regressed winning percentages but didn’t take into account “banked” wins that teams had already earned.
However, Cibulkova told journalists that the move, which knocked her out of being seeded for the tournament, was unfair. “I have the right and I should be seeded. My opinion about it is that I don’t think it’s fair and I don’t think it’s the right thing to do,” she said.For Williams her return to Wimbledon carries extra significance this year, as it is 20 years since she made her debut, reaching the third round as a teenager. “I can’t say I thought I’ll be here 20 years late,” she said. Two-time Wimbledon champion Andy Murray, ranked 156th in the world, was not seeded for the competition, which starts today amid week-long forecasts of warm weather. Murray has spent a year battling hip injury problems, and announced yesterday he was not ready to compete. She admitted it will be emotional to appear in front of her husband and daughter for the first time.Earlier this week she took her daughter onto the turf at Wimbledon, where she has appeared in nine Wimbledon singles finals and, together with sister Venus, helped transformed the profile of women’s tennis.”I did take her to Centre Court early on this week when I was here. I don’t know. I got a little emotional when I was telling her a story about a girl who had a big dream,” she said. Speaking on Sunday, Williams said: “I think I would be very ungrateful if I sat here and said [the seeding] was too low, to be honest.”I don’t at all feel that way. In fact, I was pleasantly surprised. I came in here expecting that maybe I wouldn’t get a seed.”I do know Wimbledon tends to kind of beat to their own drum. That’s kind of one thing that’s been able to set them apart. Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily Front Page newsletter and new audio briefings. “It was a little bit in the back of my mind, that I would have a chance, but I didn’t put that on it.”The move by officials at Wimbledon’s seeding committee to place Williams stands in stark contrast by a decision by the French Open against seeding her.She did play in Paris, where she reached the fourth round of the competition before injury forced her to quit ahead of her clash with Maria Sharapova, but her appearance stopped short of offering conclusive evidence of Williams’ continued competitiveness at an elite level. Serena Williams poses with the winner’s trophy in 2016Credit:AFP Serena Williams in 2017Credit:Peter Parks Serena Williams takes part in a press conference on the eve of the 2018 Wimbledon ChampionshipsCredit:AFP The move to seed Williams was a major departure for tradition by the AELTC, but it was supported by three-time former champion John McEnroe, who told The Telegraph last month that he didn’t “think there would be a player that would complain”. Serena Williams has revealed her “surprise” at a controversial Wimbledon decision to boost her ranking after her return from maternity leave, a move that divided the tennis world and led to bitter recriminations from some of her rivals.The 36-year-old American, who has dominated women’s tennis for nearly 20 years but took a break from the sport in September following the birth of daughter Alexis Olympia, said she was not sure she would be seeded for Wimbledon, which starts on Monday and thanked officials at the All England Club for the decision.Williams, who played her first Grand Slam in over a year at the French Open last month, is placed 181st in the world after nearly a year out of the sport, but she was placed in the Wimbledon draw as 25th seed to ensure that neither she nor other top players can meet each other until the third round at the earliest.Some Wimbledon club officials had privately expressed concerns that seeding Williams would unfairly penalise other players who had worked all year for their place in the top 32. But, officials agreed that she should not be punished for taking time off to have a child, despite bitter complaints from Slovakian world number 32 Dominika Cibulkova who was bumped from the seeding group as a result. Serena Willaims’ daughter Alexis Olympia Ohanian Jr. sits on a court at Wimbledon
The Private Sector Commission (PSC) has weighed in on the recent debacle where the flag-raising ceremony of the Corriverton Town Council was cancelled by the coalition Government after the Council refused to have Public Security Minister Khemraj Ramjattan speak at the ceremony.Officers from the Springlands Police Station had reportedly informed the Council that they could not go ahead with the event, as no permission had been granted.The PSC however, has condemned “without hesitation, the intervention of the police and the seizing of the National Flag by them, regardless of who did or did not give instructions to that end.”According to the PSC “a disgraceful and unacceptable series of events followed in which, most unfortunately, the police were clearly directed to intervene and prevent the Flag Raising Ceremony from taking place on the specious excuse that prior permission had not been sought from the police.”See the PSC’s full statement below:The raising of our National Flag on the occasion of celebrating, each year, the anniversary of our becoming a republic, is a national event to be honoured and respected by each and every one of our citizens regardless of political affiliation or involvement. It has always been so.On each of these occasions, our National Flag has been raised at an official ceremony where our government, regardless of the political party in office, has been formally represented either by a Minister of the government or by an official of the government.It is extremely unfortunate, therefore, that this year at the Republic Flag Raising Ceremony at Corriverton, this time honoured national tradition was sullied by political intervention and interference.According to the facts at our disposal and reported at some length in all of the media, the Corriverton Town Council quite properly invited Minister of Communities, Ronald Bulkan, to represent the government and be the Guest Speaker at the ceremony, but the Minister, quite wrongly, neglected to respond to the invitation.It is reported, however, that the Regional Executive Officer had previously contacted the Mayor of Corriverton, Krishnand Jaichand, conveying the government’s wishes that the Minister of Public Security, Vice President, Khemraj Ramjattan, should represent the government and deliver the Feature Address. This call was supported by another from Minister Bulkan. The Corriverton City Council, an opposition elected local Council, however, rejected the government’s proposal.Mayor Jaichand then received a further call, this time from Minister of Social Protection, Amna Ally, making it clear that Minister Ramjattan was the government’s choice to officiate and speak at the Flag Raising Ceremony. There, the matter should have ended. The Corriverton Council preferred to put politics before accepted national behaviour and convention and refused to accept the government’s appointment to speak at the Ceremony.A disgraceful and unacceptable series of events followed in which, most unfortunately, the police were clearly directed to intervene and prevent the Flag Raising Ceremony from taking place on the specious excuse that prior permission had not been sought from the police.The Private Sector Commission (PSC) condemns without hesitation, the intervention of the police and the seizing of the National Flag by them, regardless of who did or did not give instructions to that end.The Private Sector believes that on the 48th Anniversary of our becoming a republic and the 50th Anniversary of our becoming independent, our political parties should be adult enough to set aside crass political behaviour in favour of honouring and respecting the raising of our National Flag at a national event. Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)Related
Facebook Twitter: @NeosKosmos Instagram Greece is preparing its response to the troika after the country’s lenders demanded a firmer commitment from Athens on fiscal and structural measures, which likely means that the current bailout will have to be extended by at least a month so an agreement can be reached.Prime Minister Antonis Samaras met with Finance Minister Gikas Hardouvelis and Labour Minister Yiannis Vroutsis to discuss the troika’s response to Greece’s proposals. The government received an e-mail from its lenders on Wednesday and, according to sources, demanded clarification of some points as well as a stronger commitment that Greece would take extra fiscal measures next year if the fiscal gap emerges as being bigger than estimated.The government has proposed cancelling the 30 per cent reduction in the solidarity tax as one of the steps it could take to cover the shortfall if needed. The coalition would prefer these measures to be included in a supplementary budget next year but the troika may insist that they are passed earlier in a multi-bill, with clear triggers that would lead to them being implemented.The issue may be will be discussed at the Eurogroup next week. Given that time is running out for the program review to be concluded and an agreement on a precautionary credit line to be reached this month, an extension to the bailout seems certain. The issue that must be tackled now is what period the extension will cover. The government favours only a one-month prolongation of the bailout, although there is the option of it being stretched out for another six or 12 months.Samaras wants to avoid the latter options as he feels they would damage the coalition’s chances of winning the presidential vote in February.Addressing a business conference this week, Samaras said negotiations with the troika were tough but that Athens was participating in a “responsible and decisive” way and looking forward. “We are emerging from a difficult period of successful fiscal adjustment,” Samaras said, adding that Greece is “entering a new era, a new period of sustainable growth,” and pointed to a gradual drop in unemployment.Samaras’s deputy Evangelos Venizelos, who was in Brussels, struck a similar tone, noting that Greece has “made impressive achievements and therefore has significant arguments.” He called on Greece’s creditors to “realise that Greece has exhausted its capabilities.”Source: Kathimerini
Facebook: l’application s’adapte désormais à l’écran du nouvel IpadUne nouvelle mise à jour de l’application Facebook pour iOS a été publiée. Elle corrige certains bugs et apporte plusieurs nouveautés. Mais surtout, elle est optimisée pour supporter l’écran Retina du nouvel iPad.Facebook vient de livrer une mise à jour destinée à l’application iOS du réseau social. Disponible sur l’App Store (lien non disponible), son principal intérêt réside dans sa compatibilité avec les écrans haute définition Retina qui équipent le nouvel iPad. Les possesseurs de la dernière tablette d’Apple pourront ainsi profiter de l’affichage haute résolution, pouvant atteindre jusqu’à 2048×2048 pixels, désormais appliqué par défaut aux images publiées sur Facebook.À lire aussiDengue : symptômes, traitement, prévention, où en est-on ?L’application s’aggrémente d’autre nouveauté comme la possibilité d’apparaître hors ligne dans la messagerie instantanée du réseau social, mais aussi l’ajout de nouvelles langues telles que le tchèque, le danois, le grec, l’indonésien, le malais ou encore le norvégien. Elle corrige également certains bugs comme les problèmes d’affichage des photos de profil ou de listes d’amis, non exhaustives. Pas de Timeline en vue avec cette mise à jour; certains se réjouiront, d’autres prendront leur mal en patience.Le 5 avril 2012 à 10:30 • Maxime Lambert
Manager Javier Calleja believes the Spartak match was crazy and at the end, the result was good for both teamsRussian Premier League club Spartak Moscow and Spanish La Liga side Villarreal played a very entertaining match tonight in the UEFA Europa League, drawing 3-3 at Otkritie Arena.The game in the Russian capital was played under a light rain and a temperature of only 4 degrees Celcius, leaving both teams sliding in the field.But for Villarreal boss Javier Calleja, the tie was fair after how both teams played.“An away point is always good, although we came to look for the three points,” a very tranquil Calleja asked.“The most difficult part was to take advantage in the scoreboard, and after the second goal we have suffered for more than half an hour, that’s when Spartak fought back to get the lead.”“When they scored the 3-2 we have believed until the end, we fought, and the draw has come. In my opinion, this point is fair,” the Spanish coach added.Report: Former United man Rossi almost went to Barca George Patchias – September 9, 2019 Former Manchester United starlet Giuseppe Rossi almost joined Barcelona.Currently without a club, and having trained most recently back at his old stomping ground of…Villarreal got the lead twice, but couldn’t keep it and there were almost some minutes where the team almost lost tonight.“We have failed to control the match better. There were many spaces, constant transitions and that has benefited Spartak.”“Today is just one more day to keep learning,” Calleja commented. “In the last half hour of the match, we had to take advantage of the spaces they were leaving by counter-attacking us. We should have killed the match with clearer counter-attacks.”We’re at the UEFA Europa League match between Spartak Moscow and Villarreal.#Ronaldocom #RonaldocomInMoscow pic.twitter.com/18UKsGztmR— Ronaldo.com (@ronaldocomint) October 4, 2018
Post a comment Share your voice 81 Photos Tags Bentley’s first SUV is a 187-mph, all-terrain luxocrat 2019 Acura RDX A-Spec: Sharp handling, sharper looks 2020 BMW M340i review: A dash of M makes everything better Honda PilotDropping down to seventh place for 2019 is the Honda Pilot. Like its two-row Passport sibling, the three-row Pilot offers parent-focused technology like Cabin Talk as well as myriad standard driver-assistance features through the Honda Sensing tech suite. Honda’s largest crossover offers up nearly 84 cubic feet of cargo space. Honda’s 3.5-liter V6 engine shows up again, making a serviceable 280 horsepower and 262 pound-feet of torque. Touring and Elite trims get a nine-speed automatic transmission while lower trims have to make do with a six-speed auto. The Honda Pilot is made in Lincoln, Alabama. 27 Photos Honda RidgelineAgain keeping the status quo, the Honda Ridgeline maintains third place on the American Made Index. This crossover-that-looks-like-a-truck provides a better ride than a traditional pickup and gets an awesome lockable trunk right in the floor of the bed. And it doesn’t do the truck stuff too badly, either, as it’s able to carry 1,860 pounds of payload and tow 3,500 pounds.The Ridgeline is powered by a 3.5-liter V6 good for 280 horsepower and 262 pound-feet of torque. That is channeled through a six-speed automatic transmission with available all-wheel drive. It’s built in Lincoln, Alabama. 2019 GMC Canyon: A fancier Colorado 52 Photos 0 2019 Honda Passport: A well-rounded midsize offering 2019 Chevrolet Colorado ZR2 Bison: A tougher off-roader Honda OdysseyThe feature-rich Honda Odyssey minivan also retains its number-two slot from last year’s list. While the 2019 model doesn’t see any changes from last, it’s still a darn good choice for families on the go with reconfigurable seats, Wi-Fi and an excellent rear-seat entertainment system. The Cabin Watch video system lets parents keep an eye on their little darlings without turning around in their seats, while Cabin Talk amplifies their voice so no yelling is required.The Odyssey is powered by a 3.5-liter V6 rated for 280 horsepower and 262 pound-feet of torque. Most trims get a nine-speed automatic but the top Touring and Elite trims now use a 10-speed automatic with stop-start technology. The Honda Odyssey is made in Lincoln, Alabama. General Motors Chevrolet Honda Jeep Acura 2019 Honda Odyssey offers plenty of room and features for families Honda PassportThe Honda Passport is a new (well, reborn) entry to both the Honda lineup and the American Made Index. This midsize crossover comes to the fray with great driving dynamics and plenty of tech like the standard Honda Sensing suite of active safety features. An available 8-inch touchscreen gets Apple CarPlay and Android Auto as well as a Wi-Fi hotspot.Under the hood is the stalwart 3.5-liter V6 producing 280 horsepower and 262 pound-feet of torque. However unlike the Ridgeline, the Passport sends that power through a nine-speed automatic transmission. Having said that, just like the Ridgeline, this is the only powertrain available. The Honda Passport is built in Lincoln, Alabama. Exotic Cars,Enlarge ImageIt’s all in a day’s work for the Jeep Cherokee, the most American-made car in 2019. Jeep With high trade tensions looming and increasing talk of tariffs, more and more consumers are looking to buy American. Cars.com has released its annual American Made Index, showcasing companies that use the most American-sourced parts and labor in their vehicles. The results may surprise you.Cars.com analyzed more than 100 US-built vehicles for five key data points: manufacturing location, parts sourcing, US employment, engine sourcing and transmission sourcing. You might think something like the Ford F-150 would top the list, but it drops from its No. 5 spot for 2018 and out of the top 10 completely. Even the first-place holder, the Jeep Cherokee, is a pretty global product. It’s a Jeep, sure, but that brand is part of Fiat Chrysler Automobiles, an Italian-owned business.Cars.com surveyed 1,000 people and found that half are concerned about automotive import tariffs, with 41% saying they are unsure if tariffs would make them more likely to buy American. Either way, we’re big fans of all the vehicles on this list. These days, buying American doesn’t necessarily mean sticking with a US-based automaker. 18 Photos Tags Acura RDXThe third-generation Acura RDX squeaks into the top ten list with larger proportions, plenty of interior space and better handling than its predecessor. Forward collision warning with collision mitigation braking, adaptive cruise control that works even in low-speed traffic, lane-keeping steering assist and road departure mitigation are all standard across the board. Like its MDX counterpart, the RDX is available with the A-Spec styling package.The RDX sports a 2.0-liter, turbocharged, four-cylinder engine. Output is stated at 273 horsepower and 280 pound-feet of torque, and it’s mated to a 10-speed automatic transmission. The new RDX is built in East Liberty, Ohio. Enlarge ImageThe revived company’s new logo. Hopefully we’ll get a look at the actual car soon. De Tomaso De Tomaso is back, the company announced Wednesday. The famed Italian carmaker, founded in 1959 and best known for the Pantera sports car, plans to launch a new sports car on July 4 at the Goodwood Festival of Speed.The car is code-named Project P and is apparently being developed “with world-renowned technical partners.” As for De Tomaso itself, the company’s rights were acquired in 2014 by an investment firm called Ideal Team Ventures. IVT also owns German boutique manufacturer Apollo Automobili (previously known as Gumpert), and says that the same team that worked on Apollo cars is working on De Tomaso.The timing of the debut is auspicious as this year marks the 60th anniversary of De Tomaso. Company founder and racing driver Alejandro De Tomaso died in 2003. The company said, “De Tomaso remains one of the greatest untold stories in automotive history.”The revived company says it will reveal even more information in the coming months, but otherwise there’s not a whole lot to go on — none of the teaser sketches or outlandish horsepower claims that other boutique carmakers often share, for instance. But the company’s statement promises that “over the coming months the story telling will commence.””Since the acquisition of De Tomaso we have been secretively working behind the scenes on a world-class revival strategy with the intention to go public with our efforts for the 60th anniversary,” De Tomaso general manager and CMO Ryan Berris said in a statement. “When the new car debuts this summer, not only will another special vehicle be added to the brand’s heritage, but the story will finally be told.”Stay tuned to Roadshow over the coming months as De Tomaso gradually reveals its new plans. 2019 Acura MDX adds new features and an A-Spec model Apollo IE is a bonkers small-batch hypercar 69 Photos 10 Photos More From Roadshow Chevrolet CorvetteMoving up from the 10th-place slot last year is the 2019 Chevrolet Corvette. While we’ve all been ogling the new mid-engine Corvette, it’s easy to forget what a performance bargain the current-generation ‘Vette is. From the base trim to the Grand Sport to the bonkers ZR1, the Corvette is an American icon.My preference is for the Grand Sport, which strikes a perfect balance between everyday drivability and canyon-carving performance. The 6.2-liter V8 puts out 460 horsepower and 465 pound-feet of torque. You can get it with a seven-speed manual or eight-speed automatic transmission, but the kicker is the borrowed chassis and aero parts from the beefier Z06. Like I said, perfect balance. The Corvette is made in Bowling Green, Kentucky. 2019 Honda Pilot Elite: A smoother, tech-rich crossover SUV 2019 Chevy Colorado ZR2 Bison: An off-road animal 2019 Jeep Cherokee can handle the rough stuff 49 Photos 2019 Chevrolet Corvette Grand Sport loves to hustle Chevrolet ColoradoMaking its debut in the top 10 is the Chevrolet Colorado. Shown here in the tough ZR2 Bison off-road spec, the Chevy Colorado is an excellent truck and one of the two midsize pickups you can get with a diesel engine. Adding to the ZR2’s two-inch lift and front and rear locking differentials, the Bison gets beefier skid plates (trust me, that’s a good thing), steel bumpers and integrated recovery points. Heck, you can even get a snorkel.Base models get a 2.5-liter four-cylinder engine with a six-speed manual transmission, but a more popular choice is the 3.6-liter V6 gas engine with 308 horsepower and 275 pound-feet of torque, mated to an eight-speed automatic transmission. Meanwhile, the 2.8-liter diesel pumps out 186 horsepower and a delicious 369 pound-feet of twist and is mated to a six-speed automatic. The Chevy Colorado is built in Wentzville, Missouri. Comments 12 Photos GMC CanyonIf you’re looking for a slightly fancier version of the Colorado that’s more focused on luxe than dirt, check out the GMC Canyon. The top Denali trim gets standard heated and ventilated front seats as well as a heated steering wheel. Maximum payload capability is 1,665 pounds while max towing is a fairly healthy 7,600 pounds.The Canyon is available with the same 2.5-liter four-cylinder engine, 3.6-liter V6 or 2.8-liter diesel as the Chevrolet Colorado. It’s also built in Wentzville, Missouri. Jeep CherokeeKeeping its top-of-the-list placement, the Jeep Cherokee is 2019’s most American-made car. Refreshed for 2019, the compact crossover now features more tech, better cargo space and a slightly tweaked look. It’s available in no fewer the nine trims, including the off-road specific Trailhawk and a fancy-pants Trailhawk Elite.For 2019, the Cherokee gets a new 2.0-liter, turbocharged, four-cylinder engine with 270 horsepower and 295 pound-feet of torque, though naturally aspirated I4 and V6 choices are also available. Regardless of engine, a nine-speed automatic transmission gets the power to the pavement — or dirt as the case may be. The Cherokee is made in Belvidere, Illinois. 2020 Hyundai Palisade review: Posh enough to make Genesis jealous Acura MDXMoving up one slot to sixth place on the American Made Index is the non-hybrid variant of the Acura MDX. With its SH-AWD system, the MDX is one of the better handling midsize luxury crossovers, and for 2019 the company gives us the A-Spec treatment with a new front fascia and side skirts, 20-inch wheels, wider exhaust tips, unique gauges, a new steering wheel, carbon fiber trim and various Alcantara interior touches.However, both the standard and A-Spec models get a 3.5-liter V6 engine, rated for 290 horsepower and 267 pound-feet of torque going through a nine-speed automatic transmission. The Acura MDX is made in East Liberty, Ohio. More From Roadshow 26 Photos 2019 Honda Ridgeline: The commuter’s pickup truck 2019 Honda Ridgeline review: Light duty, heavy punch Share your voice 2019 GMC Sierra Denali review: So close to greatness 3 68 Photos Car Industry 71 Photos
.Rapid Action Battalion (RAB) will provide traffic updates on their official Facebook page from Saturday, aiming to ensure hassle-free journeys of Eid holidaymakers, reports UNB.RAB director general Benazir Ahmed at a press briefing at its media centre at Karwan Bazar came up with the move on Saturday.RAB will update the overall condition of traffic across the country on their Facebook page in every four hours, he said.The commuters will be able to learn about the traffic congestion on highways with the Facebook updates of RAB, he added.Besides, a special security measures have been taken for two weeks aiming safe journey of Eid holidaymakers.”A total of 245 patrol teams and 56 reserved teams have been deployed along with many special camps across the country. Special camps have been set up on both ends of Meghna Bridge and Gomti Bridge on Dhaka-Chattogram Highway to avoid traffic jam”, he said.”Along with that, on both ends of Mawa-Paturia ferry ghats security patrolling was strengthened. This year, commuters will not be allowed to use small vehicles for Eid journeys”, he added.
On Monday’s Houston Matters: The Day for Night festival has cut ties with founder Omar Afra after abuse allegations have surfaced against him. We discuss how arts and entertainment organizations in Houston view the rise of sexual assault allegations.And, after the co-owner of Houston’s El Tiempo Cantina posted a photo with Attorney General Jeff Sessions last week, the restaurant faced an enormous amount of backlash on social media. We consider how businesses navigate such situations in a politically divisive environment.Also this hour: One year ago, one person was killed and dozens injured when a white nationalist protester drove his car into a crowd of counter-protestors in Charlottesville, Va. The protests last year were sparked by the impending removal of a statue of Confederate General Robert E. Lee from a public park. Such monuments were first built during past periods of civil rights tension. We talk about that history here in Texas during Reconstruction and under Jim Crow.Then, veterinarian Dr. Lori Teller from the Meyerland Animal Clinic answers your dog and cat care questions. And we discuss the latest Houston sports news with Jeff Balke.WATCH: Today’s Houston Matters 360-Degree Facebook Live Video.We offer a free podcast here, on iTunes, Stitcher and other podcasting apps. This article is part of the Houston Matters podcast Share Listen 00:00 /50:27 To embed this piece of audio in your site, please use this code: X
Henry is a senior writer at Laptop Mag, covering security, Apple and operating systems. Prior to joining Laptop Mag — where he’s the self-described Rare Oreo Expert — he reviewed software and hardware for TechRadar Pro, and interviewed artists for Patek Philippe International Magazine. You can find him at your local pro wrestling events, and wondering why Apple decided to ditch its MagSafe power adapters. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeKelley Blue Book5 Mid-engine Corvettes That Weren’tKelley Blue BookUndoGrepolis – Free Online GameGamers Around the World Have Been Waiting for this GameGrepolis – Free Online GameUndoTODAYPolice Identify Girl Licking Ice Cream Tub In Viral VideoTODAYUndoMy Food and FamilyHealthy, Homemade Drunken Thai Noodles In Just 20 MinutesMy Food and FamilyUndoForbes.comLebron’s Home Made This Forbes ListForbes.comUndoMayo ClinicManaging psoriatic arthritis painMayo ClinicUndoAdvertisement Huawei’s made a name for itself as a laptop maker with the highly-praised Matebook X Pro, and it’s got another on the way soon. This news comes from the fine print in a slide given today at an event where the company was revealing its latest phablet-sized smartphones, the Mate 20 Pro and Mate 20 X.At the event, Huawei teased a feature of the new laptop: the ability to share 1,000 photos in 2 seconds, from a Mate 20 series device to the upcoming notebook. This preview was first reported by the eagle-eyed folks at our sister site Anandtech, who point out fine print that reads “The soon-to-be revealed HUAWEI MateBook in November will be the first laptop equipped with this function.”MORE: Apple October Event: What to Expect from MacBook, iPadMacBook Air vs MacBook Pro: Which 13-inch MacBook Is Right For You?Apple’s entry-level MacBook Air and Pro look pretty similar, but our testing proved they differ in crucial ways.Your Recommended PlaylistVolume 0%Press shift question mark to access a list of keyboard shortcutsKeyboard Shortcutsplay/pauseincrease volumedecrease volumeseek forwardsseek backwardstoggle captionstoggle fullscreenmute/unmuteseek to %SPACE↑↓→←cfm0-9接下来播放Which Cheap Tablet Is Best? Amazon Fire 7 vs Walmart Onn02:45关闭选项Automated Captions – en-USAutomated Captions – en-USAutomated Captions – en-US facebook twitter 发邮件 reddit 链接https://www.laptopmag.com/articles/huawei-new-matebook-release-date?jwsource=cl已复制直播00:0003:4603:46 The lack of a Pro or X in the caption suggests this laptop may not be another high-end model, but one that’s more affordable, such as the Matebook D. I gave the Matebook X Pro a 4.5/5 score, with an Editors’ Choice award back in May, for its speedy performance, gorgeous screen, comfortable keyboard, MacBook Pro-like looks, solid port selection (both USB Type-C and Type-A) and its competitive pricing.The Matebook X Pro is so good, in fact, that it had me — an Apple devotee — using Windows 10 without complaint.Credit: AnandtechWhy the MateBook X Pro Beats the MacBook Pro (by a Lot)MateBook X Pro vs. MacBook Pro: Which Is Right for You?Huawei’s Stylish Matebook D Is Now Just $599 Henry T. Casey, Author Bio Henry T. Casey, on
WebsiteWebsiteWebsite WebsiteWebsiteWebsite WebsiteWebsiteWebsite The children at Môrester Children’s Home were treated by the Ladysmith Country Club and Mortimer Toyota Golf League gents to an early Christmas party recently. The children enjoyed the Boerewors rolls and treats that were provided for them.Môrester would like to thank Wynand Wessels, Wayne Bentley and Andrea Sergio for their time and kind gesture in spoiling the children and staff to a lovely supper. Môrester would like to take the opportunity to thank all their loyal donors who supported them during the past year.“We appreciate your help in caring for the children in our care. We wish you a happy and peaceful festive season. Thank you to everyone who has indicated that they would like to treat the children during these next few weeks. It makes life more enjoyable to these children.”Môrester went onto ‘Zapper’ during the past year and if you feel that a monetary contribution is the way you want to go to support the children, you are more than welcome to make use of the Zapper App on your smart phone. Just scan the logo. To give everyone a chance to take a break, there will be skeleton staff on duty during the festive season, but feel free to contact Môrester.DID YOU KNOW?Click on the words highlighted in red to read more on this and related topics.If you are reading this on your cellphone and there are telephone numbers provided in the text, you can call these simply by clicking on them.To receive news links via WhatsApp.For the latest news, visit our webpage or follow us on Facebook and Twitter why not join us there?
Sponsored Stories Here’s how to repair and patch damaged drywall Deaths from illegally brewed alcohol are common in India because the poor cannot afford licensed liquor. Illicit liquor is often spiked with chemicals such as pesticides to increase its potency.Copyright © The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. Milstead says best way to stop wrong-way incidents is driving sober Parents, stop beating yourself up Ex-FBI agent details raid on Phoenix body donation facility MUMBAI, India (AP) — At least 41 people have died after drinking tainted liquor in a slum in India’s financial hub of Mumbai, police said Friday.Police officer Deepak Gaikwad said 21 other people were hospitalized in critical condition after drinking the cheap liquor in Malad in northern Mumbai.Police arrested three men and were questioning them about making and selling the drink to poor workers.Devendra Fadnavis, the top elected official in Maharashtra state, where Mumbai is the capital, ordered an investigation. Check your body, save your life Top Stories Comments Share New Year’s resolution: don’t spend another year in a kitchen you don’t like New Valley school lets students pick career-path academies
4 must play golf courses in Arizona In this March 19, 2015 photo, security guards scuffle with protestors angry about failed investments with Hunan Bofeng Asset Management Ltd. outside of a branch of the Industrial and Commercial Bank of China in Changsha in southern China’s Hunan province. Thousands of Chinese savers who entrusted money to an informal finance industry that operates with little government oversight are suffering painful losses as borrowers default and real estate and other ventures fail. (Chinatopix Via AP) CHINA OUT Here’s how to repair and patch damaged drywall Such a charge can be applied to an individual who receives more than 200,000 yuan ($32,000) of informal loans or causes losses to lenders of 100,000 yuan ($16,000), according to a 2013 document issued by China’s supreme court. Enterprises can face charges if they receive 1 million yuan ($160,000) or cause losses of 2.5 million yuan ($400,000).Depositors in Bofeng said they heard the founder, Deng Lin, was detained by police but they have yet to receive word on its status.An employee of the Changsha city government propaganda office, who would give only his surname, Fang, confirmed police are investigating Bofeng but declined to give other details. He said investors would be informed once the investigation is completed.Asked whether Bank of China staff had sold Bofeng financial products, a spokeswoman for the bank’s Changsha branch, who would give only her surname, Zhou, said, “We have not signed a franchise agreement with Bofeng.” She repeated that when asked whether Bofeng products ever had been sold in Bank of China.“Bank of China is fully cooperating with the investigation and will fight to keep investors’ losses to a minimum,” Zhou said. Get a lawn your neighbor will be jealous of “There was no talk about risk,” said Fan, who earns 4,000 yuan ($625) per month. “The counter staff at Bank of China said anybody who still uses certificates of deposit is a fool.”Bofeng raised 400 to 500 million yuan ($65 million to $80 million) by selling “trust products” to several hundred investors, according to the official Xinhua News Agency. It cited local authorities as saying the company was not authorized to do so.Bank employees were paid a 2 percent bonus for selling the investments, Xinhua said.Where that money went is unclear. Bofeng’s website says the company is an investor and asset manager. But the Web portal Sina.com reported it also traded stocks and made high-interest loans to real estate and other businesses.Strains on the industry worsened as growth in the world’s second-largest economy tumbled to a two-decade low of 7.4 percent last year, barely half of 2007’s high of 14.2 percent. It is due to decline further as communist leaders try to steer China toward self-sustaining growth based on domestic consumption, replacing a worn-out model driven by exports and investment.Two farmers killed themselves after losing their savings in a failed finance company in rural Xiping County in the central province of Henan, according to the Beijing Times newspaper. It said the chairman of Haochen Investment Guarantee Co. was detained while police investigate possible “illegal fundraising.” New Valley school lets students pick career-path academies The first sign of trouble was a mobile phone message Dec. 17 inviting her join a protest at an ICBC branch.“I took a day off, went there and found a lot of victims like me,” Deng said.Sheng, the aviation engineer, said some depositors wanted to sue ICBC but a lawyer told them they would lose because their contracts were signed only by Bofeng, not the bank.“At least there should be someone to give us an official answer to tell us when we get part of the money,” said Sheng. “I ask the bank staff and always am told, ‘It is being processed, wait.’ “___AP researchers Fu Ting in Shanghai and Dong Tongjian in Beijing contributed.Copyright © The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. “The security people at the bank hit us,” said Fan, 50. “The police ask us to go home and wait.”Thousands of Chinese savers like Fan who entrusted money to an informal finance industry that operates with little government oversight are suffering painful losses as borrowers default and real estate and other ventures fail.Beijing allowed underground finance to flourish over the past decade to support entrepreneurs who generate jobs and wealth but get little credit from state banks. Communist leaders reaped the benefits of a thriving private sector without tackling the political challenge of giving entrepreneurs more access to an official financial system supports government companies.Now, as losses rise, Beijing faces political tension and pressure to help investors recover their money.“Many investors don’t realize the risk until something goes wrong,” said Guo Tianyong, director of the Banking Research Center at Central University of Finance and Economics in Beijing.The industry’s popularity reflects the Chinese public’s urgent search for an alternative to low interest paid by banks, which has driven repeated bouts of boom-and-bust speculation in real estate and other assets. It propelled the flood of money from novice investors that fueled this year’s explosive rise of Chinese stock prices, which peaked in June and have plunged since then. BEIJING (AP) — Fan Xiaolin, an engineer in Changsha in central China, thought he was safe when he deposited his family’s savings of 800,000 yuan ($130,000) in a private finance company he said was recommended by employees of state-owned Bank of China.The company, part of an informal industry of lenders and investment managers that operates outside China’s state-run banking system, collapsed six months later as economic growth slowed and businesses struggled. Today, Fan said he and about 100 other depositors in Hunan Bofeng Asset Management Ltd. protest several times each week outside state banks and government offices, demanding their money back. Mesa family survives lightning strike to home Ex-FBI agent details raid on Phoenix body donation facility A spokesman for ICBC, Wang Zhenning, declined to comment.Elsewhere, grifters have taken advantage of the industry’s popularity to fleece investors.In Shanghai, operators of a phony finance company disappeared with 100 million yuan ($16 million) from mostly elderly investors who were promised annual returns of 36 percent, according to the Shanghai Morning Post newspaper.Chinese lawmakers are considering legal changes to curb misconduct, according to Xinhua.“Underground banks, which run without financial supervision, not only threaten the economy and financial security but also encourage smuggling, money laundering and state assets embezzlement,” the agency said in a report in May.The pain is politically thorny for the Communist Party because those hurt often are entrepreneurs and professionals who have benefited from its market-style economic reforms and should be a pillar of support for one-party rule.Deng Mei, a 29-year-old employee of an electronics company in Changsha, said her family deposited money in Bofeng starting in 2011 using annual contracts bought from an ICBC branch. Last year, her family put their savings of 250,000 yuan ($40,000) into new contracts that promised 7 to 8 percent interest. The vital role family plays in society Comments Share Sponsored Stories Top Stories One portion of informal finance is allowed by Chinese law: small loans from individuals to entrepreneurs. For a fee, brokers put borrowers in touch with small savers. They provided trillions of yuan (hundreds of billions of dollars) that supported the growth of Chinese private business.The status of other activities is murkier. Some entities operating under names such as “investment guarantee fund” act like banks, raising money from depositors to lend, invest or speculate in stocks or gold. They promise two times or more the interest paid by banks.Regulators have tried to keep official banks separate from the underground industry, but complaints in Changsha that Bofeng was recommended by employees of Bank of China and another state-owned lender, Industrial & Commercial Bank of China Ltd., or ICBC, highlight the tangled connections between the two sides.“I went to deposit money in the bank and the bank manager recommended this to me,” said an ICBC customer, Sheng Weimin, a 48-year-old engineer for an aviation company. He put 100,000 yuan ($16,000) into Bofeng in January 2014.Fan, the engineer, said he got similar advice at Bank of China to put money into one-year Bofeng contracts that promised 7 percent annual interest — double the rate at state banks.